Fraud Blocker

Is Water Damage Covered by Home Insurance?

A man on a ladder inspecting a large water-damaged hole in a ceiling.

Home insurance may cover water damage when it’s sudden and accidental, such as a burst pipe, broken appliance hose, or unexpected overflow. However, water damage coverage usually doesn’t apply to flooding, long-term leaks, seepage, or poor maintenance. The cause of the water matters most when reviewing a water damage insurance claim. What to know before […]